Credit Analyst

Become a fintech pioneer and shape the future of finance.

Join our innovative team and work on cutting-edge projects that are revolutionizing the financial industry. You’ll be at the forefront of technological advancements. Elevate your career and become a global fintech leader, all while working remotely.

Job Description

As a Credit Analyst, you'll analyze credit applications, assess borrower risk, and make recommendations on loan approvals, denials, or alternative loan structures. Your expertise will be key in ensuring the financial health of our company and empowering individuals to achieve their financial goals.

Job Overview

• Analyze credit applications to determine borrower's ability to repay loans.
  
• Review and verify financial statements, credit reports, and financial data.
  
• Identify and evaluate loan application risks.
  
• Determine loan amounts and repayment terms based on financial situations and risk profiles.
  
• Provide recommendations to management on loan decisions and alternative structures.
  
• Stay updated on lending regulations and credit analysis best practices.
  
• Participate in training programs to enhance job knowledge and performance.
  

Requirements

The Qualifications We Seek:

• Strong analytical and financial skills.
  
• Excellent communication with colleagues, management, and stakeholders.
  
• Knowledge of lending regulations and compliance requirements.
  
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint).
  
• Meticulous attention to detail and accuracy.
  
• Ability to work independently and collaboratively.
  
• Strong organization and time management skills.
  
• Ability to thrive in a fast-paced environment with multiple priorities and deadlines.
  

Benefits

Exciting Perks Await!

• HMO coverage with free dependent upon regularization
  
• Competitive Salary Package
  
• Permanent WFH arrangement
  
• Unlimited upskilling through Emapta Academy courses (Want to know more? Visit https://bit.ly/EmaptaTrainingCalendar)
  
• Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer!
  
• Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more!)
  
• Unlimited opportunities for employee referral incentives across the organization
  
• Standard government and Emapta benefits
  
• Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
  
• Fun engagement activities for employees
  
• Mentorship and exposure to global leaders and teams
  
• Career growth opportunities
  
• Diverse and supportive work environment
  

About the Client: Shaping the Future of Financial Inclusion

Our client is a leading FinTech company committed to financial inclusion. They provide innovative financial solutions that empower individuals and businesses to achieve their financial goals. By joining their team, you'll be part of a movement that's making a real difference in people's lives.

Welcome to Emapta Philippines!

Discover a world of possibilities at Emapta, where your career takes flight in stability and growth. Join a team that thrives on camaraderie, supporting each other to achieve excellence together. Experience the satisfaction of being recognized for your contributions with competitive compensation packages that reflect your skills and commitment.

Immerse yourself in a positive work culture that encourages collaboration, innovation, and personal development. With a wide roster of international clients and a proven track record of success, Emapta offers a stable foundation for your career. Apply now and create a better future with us.

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